As an extension of its payments activities, DISC is considering opportunities to use the platform in the area of credit. In particular we will be seeking ways to enhance access to and reduce the cost of credit for less affluent individuals.


DISC is working with a number of potential partners to develop services that use the distributed technology of the DISC platform to support new ways of enabling access to credit for individuals who are at the edge of inclusion within the existing system or are excluded from it. These services will allow individuals to directly save money on any credit that they use as well as increasing the availability of credit to them in times of need. The capability will make use of so called smart contracts as well as the identity and transaction management and recording capabilities of the DISC platform in new and unique ways.