DISC believes that transformational distributed ledger technology, coupled with secure mobile communication hardware, has the power to offer faster, more efficient, more secure and more cost effective alternatives to existing platforms used for the exchange of goods, services and information.

DISC is continuously developing its own proprietary applications in payments, credit and messaging that demonstrate and showcase these attributes and are already generating practical benefits for users. As well as making use of the DISC Platform for its own applications, the company works with licensees and other partners looking to develop their own applications targeted at specific business opportunities in the UK and globally.


The DISC Platform architecture involves a series of private permissioned distributed ledgers to create in near real time, an immutable record of transactions agreed and cryptographically confirmed between all the interested parties. The distributed nature of identical ledgers significantly reduces the risk of data being compromised through amendment. The private and permissioned nature of the architecture facilitates a scale and speed of activity impossible using public ledgers. Configuration allows participants and third-parties approved by them, to review information contained in the ledgers. Maintaining separate ledgers for identity and transaction data, enables participant control over access to and use of information.

The DISC Platform also leverages the progressive increase in sophistication, security and functionality of mobile communication devices. Creating a trusted execution environment on these devices allows users to manage a consolidated view of their activity bringing together information from multiple sources into the DISC platform. An open API approach allows developers the opportunity to work quickly and effectively to bring the benefits of the DISC Platform to their applications.

The DISC Platform has been used by DISC Holdings to create applications in payments, messaging and credit, but is not limited to these areas of application development.